Burlington Medicaid lawyers provide insight into the options that are available to you if you need long term care. There is a substantial chance that, at some point during the course of your lifetime, you could end up requiring care because you are no longer able to handle activities of daily living on your own. In fact, the Wall Street Journal indicates more than 70% of all people who reach 65 years old will some day need nursing home care.
Unfortunately, if you become unable to do basic routine activities on your own, you may have limited options for your living situation. Many people do not want to go into a nursing home but do so because they have no other options for getting the care that they need. And, both for people who go into a nursing home and for individuals who opt for other alternatives, there can be very substantial concerns about how to pay for the care that is needed.
You should work with Burlington Medicaid attorneys before the time comes when you actually need care in order to ensure that you have the right plans in place to find an appropriate caregiving solution and to be able to pay for your preferred type of care. Give us a call today to talk with an experienced attorney at Unsworth LaPlante, PLLC to find out how our legal team can help you to get your care plans in place.
Alternatives to Nursing Home Care
A nursing home is often chosen by people who cannot live independently any more because a nursing home has staff members present all the time who can help tend to your needs. Nursing homes can also provide some basic medical services, and can offer specialized services such as supervision for patients with Alzheimer’s who cannot live independently as a result of the fact that their dementia could lead them into dangerous situations.
While a nursing home can provide comprehensive care, it can be very expensive- and it usually is not covered by any kind of insurance other than by Medicaid. While this could leave you forced to spend your own money until you have impoverished yourself enough to get Medicaid to begin paying for your care, you also have the option of working with Burlington Medicaid attorneys to get qualified for Medicaid while still keeping your assets safe.
Even if you can afford nursing home because you can get Medicaid to cover it, you may prefer not to live in the institutional atmosphere that a nursing home sometimes creates. You can explore alternatives to a nursing home, but those alternatives often depend upon the level of care and support that you need.
If you can live by yourself but need some help and support, or if you have family members you can live with who can help with your care, you may opt to have a home healthcare aide come to your home to provide you with the assistance you need. Depending upon the hours of care you require, this could be expensive. Costs would also be higher if you needed a skilled nurse to provide any kind of care, although Medicare does cover skilled nursing service under specific circumstances.
You could also opt to live in an assisted living facility, which provides some support but not as much as a nursing home, or you could opt to live alone or with family but attend an adult daycare where you can get not only socialization but also help with certain basic life activities. The viability of these options will depend upon whether you are able to maintain varying degrees of independence.
Getting Help from Burlington Medicaid Lawyers
Burlington Medicaid attorneys at Unsworth LaPlante, PLLC are here to provide the personalized help and support you need when you are making plans for long term care or nursing home care. We can help you to explore all of the different ways you can get care and can work with you to protect your personal wealth while getting Medicaid to pay for the care you require.
To find out more about the ways in which our legal team can help you put a plan in place to be cared for if you get old or sick, join us for a free seminar. You can also give us a call at (802) 879-7133 or contact us online to get started on your personalized plan that is tailored to your needs. Call now, because you never know when something could happen that causes you to need care.